The Bible has a lot to say about managing finances. Concerning borrowing, the Bible generally advises against it. See Proverbs 6:1-5; 20:16; 22:7, 26-27 (“The rich rule over the poor, and the borrower is servant to the lender.... Do not be a man who strikes hands in pledge or puts up security for debts; if you lack the means to pay, your very bed will be snatched from under you”). Over and over again, the Bible warns against the accumulation of wealth and encourages us to seek spiritual riches instead. Proverbs 28:20: “A faithful man will be richly blessed, but one eager to get rich will not go unpunished.” See also Proverbs 10:15; 11:4; 18:11; 23:5.